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  1. 0

    Thinking about starting a business

    @pt_barnum if you are healthy and rarely go to the doctor then dont worry about overpaying for insurance!. I have been out of pocket now for 20+ years. $2k deductable with an HSA. I pay less than $500/mo (single).
  2. 0

    How long before you were profitable ?

    @kayleeavani about 3 years...the first year was MINUS 47,000, next year was MINUS 9000, third year was PLUS 3,500 (these numbers are all after write offs, depreciation etc...capital was from a HELOC)
  3. 0

    Proving invoices were sent and getting timely payment?

    @lekolonka yea, I was OK net 30 but some stretch out to net 60. By the time I get the money its already spent! (I offer 'cash' discounts too which tends to get payment to me much faster).
  4. 0

    Proving invoices were sent and getting timely payment?

    @lekolonka I have a service company and my customers typically pay 30-45 days after getting an invoice!...uggg...(the invoice clearly says "due upon receipt or subject to service interruption"). People that are habitually late get their service cancelled (its amazing how fast they pay then!)...I...
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