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@camaroman58 Seller finance is a loan

@adoely It may not be possible or at least affordable. Instead you could focus on making sure the shareholders agreement gives you protections even as a minority shareholder (e.g key decisions, first refusal on other shares, dilution protection etc).

@khaellis It’s not realistic for everyone to always have more than 50% equity of a business. Today they have 0%. Additionally they could negotiate some changes to the shareholders agreement to make sure key decisions are unanimous.

@dicran Just to point out the reason they might not need start up capital could be it’s a simple service business, which doesn’t need stock or much equipment (like digital marketing)