S Corporation with single owner/employee: salary vs. distribution with goal of maximizing retirement accounts

[fbg]

@liztaylor972 Hmm, I guess I read that as contributing to a traditional 401k and then converting it to a Roth, but I suppose it doesn't make much sense to do that.

But that does make me wonder why OP hasn't considered making pre-tax contributions for the income tax savings. Seems like they are wasting tax advantaged space.

 

[liztaylor972]

@fbg I agree, given his income level he is probably better off making pre-tax contributions where he can - but there may be other aspects of his context that change that calculation which is why he may benefit from having a financial planner help him.