@godtrust I'm not an expert with COGS exempted services businesses. EIDL asked for COGS specifically so as long as you are consistent between IRS and SBA you are likely fine. I do however think that service only companies get a huge advantage for EIDL.
@lightworker0000 It's funny, when filling it out, I didn't really understand COGS and had to check with a couple accountants. I felt at the time that by putting $0 for COGS it was going to hurt me, seems like it potentially may help me here.
Or, it may be the reason I haven't heard a thing from SBA (not even a credit pull)...